Mortgage Pro’s

James Johnson

Mortgage Loan Officer

NMLS #123456


About James

Ben Cohen, Managing Director of Rate, has proudly developed and executed strategies to help thousands of clients achieve their homeownership dreams for nearly two decades. His performance, dedication and implementation of strategic planning, has allowed him to remain laser-focused on his customers and business partners, landing him at the top of the industry. He understands the significance of buying a home, which is why he cherishes the opportunity to empower home buyers to confidently make life's biggest purchase. With a simple, efficient process, his goal is to deliver superior customer service to both his clients and referral partners through every step of the mortgage journey. "I take a consultative approach," says Cohen.

Helpful home financing tools at your fingertips

Home Buying

Everything you need to know about the process

Calculators

Tools to get your ready for your homebuying journey

Rate Updates

Tools to get your ready for your homebuying journey

Refinancing

Find out when is the best time to refinance

Diverse home loan programs for each borrower

Fixed interest rate

Your interest rate stays the same for the life of the loan

3% down payment

You can get into a new home with a down payment as low as 3.5%

Lower monthly payments

A longer loan period means you pay less each month

No prepayment penalties

Want to pay off your mortgage early? You won’t get hit with prepayment penalties.

FREE Homebuyers Guide

Give yourself homebuying confidence

Learn the process of buying your dream home. We will be with you every step of the way.